Terms of Use

These Terms of Use apply to your access and use of the website of Herman Capital Private Limited (hereinafter known as ‘Herman Capital’).

Access to this website by Herman Capital, its subsidiaries and associated companies represented on this website subject to the following terms of use. PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY WEB PAGE, YOU AGREE TO BE BOUND BY THE TERMS OF USE BELOW. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OF USE, PLEASE DISCONTINUE YOUR ACCESS IMMEDIATELY TO THIS WEBSITE OR ANY WEB PAGE HEREOF.

The contents of this website, including these terms of use, are subject to change and may be modified, deleted or replaced from time to time and at any time at the sole and absolute discretion of Herman Capital. These terms of use may be updated from time to time. We request that you review these terms of use on a regular basis. The last line of this Terms of Use below indicates when it was last updated. Once such updates are made, your continued use of this website will signify your acceptance of the new terms of use.

Use of Information and Materials
The contents of this website are provided for general information only and the contents are not to be construed as a recommendation, an offer to sell, a solicitation of an offer to purchase, hold or dispose any interest in any fund, security, bond, loans, advances, credits offered by Herman Capital. You should at all times consult your professional advisers and obtain independent verification of such information and data before making any specific investment, business or commercial decision.

You should also note that the investment services provided in this website are only available to accredited investors as stipulated in the Securities & Futures Act (Cap.289). Direct participation in these investments involve a high degree of risk and illiquidity which may result in not recovering the principal invested.

Inherent Nature of the Internet
You acknowledge and accept that the inherent nature of the Internet and/or telecommunications services is such that transmissions may be subject to interruption, interception, hacking, fluctuation, inaccuracy, defect, corruption, loss, connection error, transmission blackout, delayed or failed transmission and/or incorrect, garbled or incomplete data transmission. Herman Capital will not be liable for breakdown, interruption, failure, closure or malfunctions in communications facilities not under its control that may affect the accuracy, authenticity or timeliness of messages and transactions that may be sent and does not warrant that any identified defect will be corrected.

Links
Herman Capital may provide links to websites, software applications or mobile applications ('Third Party Links') owned, controlled or offered by third parties. Access to and the use of such Third Party Links is at your own risk and subject to the terms and conditions applicable to such access and/or use. For the avoidance of doubt, by creating a link to a Third Party Links, Herman Capital shall not be construed as endorsing or recommending any product or service offered or as verifying any information contained in any such Third Party Links. Accordingly, Herman Capital will not be responsible for any and all information, materials, products or services (or any failure thereof) contained in or offered at any such Third Party Links linked to this website.

Social Media Channels
Access to Herman Capital's Social Media Channels is subject to the Terms of Use herein, and our Privacy Policy (collectively the “Terms”). Please read these terms carefully. By accessing these channels, you agree to be bound by the Terms, and of any applicable terms imposed by accessing the respective social media channel(s), including additional terms of use, disclosures, data use and privacy, if any, stipulated on the respective social media channel(s). If you do not accept any of the Terms, please discontinue your access immediately.

You should never disclose any of your financial, and/or personal sensitive information through these channels. Herman Capital will never ask for your account information, identification card or passport number or any other personal details from you through these channels.

When you post content to our social media channels, you are giving us a non-exclusive, irrevocable right to reproduce your posts (including any images, sound recordings or other content you supply with that post), together with your name and profile picture (if applicable) for attribution purposes, in any medium, anywhere in the world, for our own business purposes, including for advertising and promotional purposes.

Herman Capital reserves the right to modify the content, features and functionality of these channels, to shut them down, and to limit or deny access to all or part of these channels at any time, for any reason, without prior notice, and will not be liable in any way to you, your company or any third party for any possible loss, liability or consequences of such actions.

Herman Capital will be entitled to use, make or reproduce, disclose, distribute, perform publicly, create derivative works of, and reduce to practice any content submitted to us, for any purposes whatsoever, without restriction and without any compensation to you. Herman Capital is not and shall not be subject to any obligations or confidentiality regarding the content, except where required by law. Herman Capital is under no obligation to use or post any content submitted and Herman Capital may remove any content at any time in its sole discretion.

Herman Capital collects, uses and discloses personal data that you submit through private messages for the purposes of customer verification, responding to your feedback, queries and/or requests, complaint and dispute handling, fraud prevention and detection, meeting legal, regulatory or compliance requirements, data analytics, training, developing and improving our products and services, and other purposes related to managing our relationship with you. Where you provide information (including personal data) relating to another person, you warrant and represent to us that you have obtained that person’s consent for the collection, use and disclosure of his/her information as set out in these Terms.

All user content, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom such content originates from. You will be solely and entirely responsible for any and all content that you upload, post, share or otherwise displayed via these channels. Under no circumstances will Herman Capital be liable in any way for user content including, but not limited to, liability for any errors or omissions in any user content or for any loss or damage of any kind incurred as a result of the use of any user content posted, emailed or otherwise transmitted via these channels. You should exercise discretion before relying on information in user content as such user content may contain false or otherwise misleading information. To the extent that you use or rely on information posted within these channels, you do so solely at your own risk.

When posting or submitting content, you represent and warrant that you own or otherwise control any and all of the rights to your submission including, but not limited to, all the rights necessary for you to post, submit or upload that said content. To the extent that the content submitted contains copyrighted or protected content, you warrant and represent that (i) you are the owner of such content or the owner has granted you permission to use such content consistent with the manner and purpose of your use; (b) you have the rights necessary to grant the licenses and sub-licenses described under these Terms of Use; and (c) each person who has been depicted in such content, if any, has provided consent to the use of the content as set forth under these Terms of Use. Herman Capital reserves the right to request proof of ownership or permission and to refuse to post such content in its sole discretion and determination.

You agree that you will not use any part of Herman Capital’s Social Media Channels to:

• upload or post any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libellous, fraudulent, hateful or racially, ethnically or otherwise objectionable;
• upload or post any unsolicited or unauthorised advertising, promotional materials, 'junk mail', 'spam', 'chain letters' or any other form of solicitation;
• upload or post any content that contains computer viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment;
• distribute, modify, copy, transmit, display, reuse, reproduce, publish, license, create derivative works from, transfer, sell or otherwise use Content without the written permission of the Content owner.

Herman Capital reserves the right to remove any post or content that is not relevant and/or breaches the aforesaid terms and/or which Herman Capital in its own discretion otherwise deems inappropriate. Herman Capital shall assume no responsibility or liability arising from any post or content containing prohibited or objectionable content stated above. You agree to indemnify, hold harmless and defend Herman Capital in respect of all damages, costs and expenses, including all legal costs incurred on an indemnity basis, arising out of or as a result of any breach of these Terms and Conditions or otherwise in connection with your use of these channels and Content.

Herman Capital reserves the right to permanently block or ban individuals or groups from participating on our social media channels for any violation of the Terms or for posting any content which Herman Capital in its own discretion determines is inappropriate.

These Terms and Conditions shall be governed by the laws of the Republic of Singapore and parties submit to the non-exclusive jurisdiction of the Singapore Courts.

Copyright and Trademark Services
Except as otherwise expressly stated in this website,, the copyright and all other intellectual property in and to the contents of this website is owned by Herman Capital. No part or parts hereof may be used, reproduced, distributed, published, modified, displayed, broadcasted, hyperlinked or transmitted in any manner or by any means or stored in an information retrieval system without Herman Capital's prior written permission. Further, you may not, without Herman Capital's prior written permission, (a) insert a hyperlink to this website or on any part thereof on any other websites or 'mirror' any material contained on this website on any other server, website or web page; and/or (b) insert a link to the Services.

All trade marks used and displayed in this website are the property of Herman Capital and, where applicable, third party proprietors identified in the website. You shall have no right or licence to download, reproduce or use any such trade marks or service marks whether for use as a link to any website or otherwise, except with the prior written approval of the respective members of Herman Capital or third party proprietors (as the case may be).

No Warranties
The contents of this website and/or made available through the Services, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items are provided 'AS IS ', and 'AS AVAILABLE '. Herman Capital does not warrant the truth, accuracy, adequacy, completeness or reasonableness of such contents and expressly disclaims liability for any and all errors or omissions whatsoever.

No warranty of any kind, implied, express or statutory, including but not limited to any warranty of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer virus or other contaminants or other malicious, destructive or corrupting code, agent programme or macros (collectively, the 'virus'), is given in conjunction with this website, or its contents, including any links to third party websites, software applications and/or mobile applications.

Exclusion of Liability
Without prejudice to anything contained in this website, Herman Capital shall not be liable in any manner whatsoever for any damage, loss or expense including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:

• any access, use or the inability to access or use this website, use of or reliance on the contents of this website;
• any loss or abuse or unauthorised disclosure of information, including customer information;
• any system, server or connection failure, error, omission, interruption, interception, delay in operation or transmission, or computer virus;
• any use of or access to any other websites linked to this website; and/or any service, product, information, data, software or other materials obtained from this website or from any other websites linked to this website; even if Herman Capital or its agents or employees had been advised of the possibility of such damages, losses and/or expenses.

This exclusion clause shall take effect to the fullest extent permitted by law.

Governing Law & Jurisdiction
By accessing this website, you agree that Singapore law (including without limitation, the provisions of the Evidence Act (Cap. 97) and the Electronic Transactions Act (No. 16 of 2010) shall govern such access and you agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore. No person who is not a party to any transaction between yourself and any member of Herman Capital shall have any right whatsoever under the Contracts (Rights of Third Parties) Act 2001.

In the event that the laws of your jurisdiction either do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

Language
If there are inconsistencies in meaning between the English-language version of these terms and conditions and the terms and conditions as may be translated into any other language, the English-language version shall prevail.

This terms and conditions is Updated on 07/01/2025